
Flu and Cold Season 2026/27 in Germany: What Expats Should Know
German health experts warn the 2026/27 flu season may arrive earlier than expected, with rising SARS-CoV-2 wastewater levels and many at-risk groups unprotected.

Access to good healthcare is one of the first things expats look into when settling in Germany — and for good reason. Germany's health system is generally well regarded, but it is also complex and subject to change. A planned health insurance reform, expected to come into effect in 2027, has prompted warnings from doctors that it could make gynaecology appointments harder to obtain. If you are pregnant, planning a family, or rely on regular gynaecological care, this is something you need to be aware of now — even though the changes are not yet in force.
Germany is planning changes to its healthcare system that are set to take effect in 2027. The specifics of the reform are still being worked through, but medical professionals have raised concerns that the changes could reduce patients' ability to access gynaecological appointments. Doctors have specifically flagged that people who are pregnant, planning a family, or need regular gynaecological care could feel the impact most directly.
It is important to note that these are warnings from doctors at this stage — the reform has not yet come into force, and the exact consequences for patients will depend on how the changes are implemented.
Based on the warnings raised, the groups most likely to feel an impact include:
For expats in Germany, this is particularly relevant if you are navigating the healthcare system in a second language or are still getting familiar with how referrals and specialist access work in Germany.
In Germany, gynaecologists (Frauenärzte) are specialist doctors that patients can generally access directly — you do not always need a referral from a general practitioner (Hausarzt) to book an appointment. However, the availability of appointments varies significantly by region, and in some areas waiting times are already long.
Your access to gynaecological care depends on your Krankenversicherung — whether you are covered by statutory health insurance (gesetzliche Krankenversicherung, or GKV) or private health insurance (private Krankenversicherung, or PKV). The scope of what is covered, and how you access it, can differ between these two systems.
If you are unsure what your current policy covers or how a reform might affect your access, contact your Krankenversicherung directly and ask them to explain your situation in clear terms.
Because the reform is not expected until 2027, there is still time to prepare. But that does not mean waiting until the last moment. Here are some practical steps to consider:
Doctors are warning that access may become more difficult, but the reform has not yet taken effect and the exact impact is not yet known. The safest approach is to stay informed through your Krankenversicherung and your current doctor, and to take care of any planned or routine appointments sooner rather than later.
The source does not specify how the reform will differ across insurance types. For clarity on how changes might affect your specific coverage, your Krankenversicherung is the right place to start.
Start with your Krankenversicherung. They are obliged to explain your coverage to you, and many larger insurers offer support in English or can direct you to resources in your language. If you do not yet have a regular gynaecologist, ask your general practitioner (Hausarzt) for a recommendation or search through your insurer's provider directory.
Germany's planned 2027 healthcare reform has raised legitimate concerns among medical professionals about access to gynaecological care. While the changes are not yet in effect and outcomes are not certain, expats who are pregnant, planning a family, or reliant on regular women's healthcare should take this seriously and act early. Establish care now, speak to your doctor, and contact your Krankenversicherung to understand how this may affect you personally. Staying ahead of potential changes is always the smartest approach when it comes to healthcare.
Source: The Local
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